Learned of lost Guardian, replacement insurance concerns
Jenny says:
A mom that I know through the CWD mail list, has a 8 year old daughter on the Guardian RT. Unfortunately, a few days ago, they lost the monitor. The last place they remember seeing it was in Walmart. I can see how this could happen. The monitor has a belt clip, but it is not tethered like a pump. So it can go anywhere!! I have everyone I know praying to St. Anthony. I guess that is suppose to do the trick.
As soon as I heard this I called our home owners insurance agent about coverage for Tommy's pump and new Guardian RT. He gave me a quote on a rider after he called headquarters. They came up with $213 annually to cover the pump and the Guardian RT if it is lost or stolen. I guess it was a cheaper rate because I am not asking our home owners to cover it if it is damaged, only if it is lost or stolen. (Medtronic says that both devices will be covered by Medtronic if damaged. Yes, even accidental swimming, dropped in toilet, ran over with bike, these are all covered. I asked.)
Our home owners agent suggested that I contact our health insurance first before getting the rider. I checked this afternoon and found out that our health insurance will cover, up to 1 per year, a replacement pump if lost or stolen. Great news. I'm not sure if it would be at 80% or not. So now I will just need to find out how much it will cost to insure the Guardian RT if lost or stolen.
I am also working on labeling all Tommy's equipment. He has 2 meters, a pump, and a Guardian RT that should all be labeled. I'm going to try somehow to fit a sticker on these things that says: Diabetic equipment for a child/Call immediately if found/###-###-####. Hopefully that will deter anybody who might otherwise think that it is something cool to steal.
About Me
- Jenny
- I am a Mom of a 12 year old boy in the 6th grade. He lives with Me, his Dad, his 14 year old brother, his Grandma, his Grandpa and yellow Labrador. He was diagnosed with type 1 diabetes on April 4, 2005. He spent the first 6 months doing 4-7 insulin shots/day. He is currently using the Medtronic Minimed Paradigm Real-Time insulin pump. He periodically wears the sensor that goes with his pump.
Bloglines
21 comments:
My son also has a minimed pump, we live in WI and have American Family Insurance and our agent says it'll cost us $300/yr. What did you end up doing? Is it a rider? Is it possible for my agent to contact your agent?
Jenny said...
After a tip from our American Family agent, our pump will be covered by our health insurance plan for no extra charge. Make sure you check with your health insurance plan. When I originally called our American Family agent he quoted us about $200 annual for the pump. Then he found out that I didn't need coverage for damage just theft and loss. And after that I asked about coverage for lost or stolen on the Guardian and the pump, and that is when he said around $200 again. I think when you take out coverage for damage it really reduces the charge. So, I am hoping that for just the Guardian it will be even less. I haven't found out yet what just the coverage for the Guardian will be. The American Family Agent is Jim Peterson, Janesville.
I checked out the Guardian on the Medtronic website. Even though Brendon is only 6, I figured what the heck, why not check it out.
His doctor is in Boston which is one of the cities where it's available. I've sent for information and will bring it up at his next appointment.
We'll see where all of this takes us.
Jenny said...
We would love to hear what your doctor says. Keep us posted. Tommy will be writing about his take on this whole thing, so you can use his 10 year old reactions to enter into your decision. Even though his last post sounds a little down, he is actually very excited for Thursday to come. He is anxious to see it work.
Hi! My name is Allison and I'm the Director of the Diabetes O.C. website. I really really want to add you to the directory, but I can't until you fill out the submission form. I just wanted to remind you about that, in case you didn't know that you had to do it.
I really love your blog and I think it's so cool that kids are getting on the Guardian. It's a whole new world!
I do not even know the way I stopped up right
here, however I believed this put up was once good. I do not realize who you're but definitely you are going to a well-known blogger in the event you are not already. Cheers!
Take a look at my web-site; Visit here
I really like what you guys are usually up too. This type of
clever work and exposure! Keep up the awesome works guys I've added you guys to blogroll.
My web-site :: Visit here
It's going to be ending of mine day, except before end I am reading this enormous post to improve my knowledge.
Also visit my web-site :: Visit website
I needed to thank you for this good read!! I definitely loved every bit of it.
I have you book marked to look at new stuff you post…
Feel free to surf to my page :: professional accounting
Great web site. Lots of helpful information here.
I'm sending it to several friends ans additionally sharing in delicious. And obviously, thank you for your sweat!
Here is my site: Visit Here
Hey just wanted to give you a quick heads up. The words
in your content seem to be running off the screen in Ie. I'm not sure if this is a formatting issue or something to do with browser compatibility but I figured I'd post
to let you know. The layout look great though! Hope you
get the issue resolved soon. Cheers
Review my page click the site
Amazing! This blog looks just like my old one! It's on a completely different subject but it has pretty much the same layout and design. Superb choice of colors!
Also visit my blog post: Visit Here
hello there and thank you for your info – I've certainly picked up something new from right here. I did however expertise a few technical issues using this web site, as I experienced to reload the website lots of times previous to I could get it to load correctly. I had been wondering if your web hosting is OK? Not that I'm complaining, but slow loading instances times will sometimes
affect your placement in google and could damage your high quality score if ads and marketing with Adwords.
Well I am adding this RSS to my email and could look out for a lot more of your respective interesting content.
Ensure that you update this again soon.
Feel free to visit my web blog :: Click here
Hi there, You have done an excellent job.
I will definitely digg it and personally recommend to my friends.
I am confident they will be benefited from this website.
Take a look at my web page ... Visit here
It's very simple to find out any matter on net as compared to books, as I found this paragraph at this website.
Here is my web blog ... more info
Magnificent items from you, man. I've be mindful your stuff prior to and you are simply too fantastic. I really like what you've
acquired here, really like what you are saying and the best way wherein you say it.
You're making it enjoyable and you still care for to keep it smart. I can't wait to
read far more from you. This is actually a terrific website.
Feel free to surf to my homepage: click this site
Wonderful blog! I found it while browsing on Yahoo News.
Do you have any tips on how to get listed in Yahoo
News? I've been trying for a while but I never seem to get there! Cheers
Here is my web blog; Click here
I am actually pleased to read this blog posts which carries tons of useful facts,
thanks for providing such data.
Also visit my web blog more info
Simply wish to say your article is as amazing. The clarity in your post is simply cool and i could assume you are an expert
on this subject. Well with your permission allow me to grab your RSS feed to keep up to date
with forthcoming post. Thanks a million and please carry on the enjoyable work.
Have a look at my weblog click the site
What i do not understood is actually how you're no longer really much more smartly-liked than you might be right now. You're very
intelligent. You know therefore significantly in relation to this topic, produced me for my part consider it from so many varied
angles. Its like women and men are not fascinated unless it's one thing to accomplish with Lady gaga! Your personal stuffs great. All the time maintain it up!
Stop by my weblog :: Visit here
Post a Comment